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Current Rates
 
Dividend Rates & Annual Percentage Yields  2nd Quarter 2010
Share Savings*
Minimum Deposit $25.00
Deposits to $1999.99 .25%APR   .25%APY
Deposits $2000.00 to $4999.99 .35%APR   .35%APY
Deposits over $5000.00 .50%APR   .50%APY
 
 
Savings Plus*
Minimum Deposit $1000.00 .25%APR   .25%APY
 
 
Kirby Kangaroo® Accounts*
Minimum Deposit $10.00
Deposits to $2000.00 .25%APR   .25%APY
Deposits $2001.00 to $5000.00 .35%APR   .35%APY
Deposits over $5000.00 .50%APR   .50%APY
 
 
 
 
Vacation and Holiday Accounts*
.25% APR   .25%APY
 


* For Share Savings, Savings Plus, Kirby Kangaroo, Vacation and Holiday Accounts, the Dividend Rate and Annual Percentage Yield may change quarterly as determined by the Credit Union’s board of Directors.



Term Share Certificate Account Rates*
Minimum Deposit $5000.00
6 Month .65% APR   .65%APY
12 Month .90%APR   .90%APY
18 Month 1.00%APR   1.00%APY
24 Month 1.25%APR   1.26%APY
36 Month 1.55%APR   1.56%APY
 


*For Term Share Certificate Accounts, the Dividend Rate and the Annual Percentage Yield are fixed and will be in effect for the term of the account. Stated rates are effective Friday, August 06, 2010. Dividend Rate and the Annual percentage Yield are subject to change weekly.

APR = Annual Percentage Rate and APY = Annual Percentage Yield



Money Market Accounts*
Minimum Deposit $2500.00
Account Balance Dividend Rate   Annual Percentage Yield
$2500.00 to $9999.99 .50% APR   .50% APY
>$10,000.00 .75% APR   .75% APY
 


*For Money Market Accounts the Dividend Rate and Annual Percentage Yield may change monthly as determined by the Credit Union’s Board of Directors.

Checking Accounts*
No Minimum Deposit Required .10%APR   .10%APY
 


*For Checking Accounts, The Dividend Rate and Annual Percentage Yield may change monthly as determined by the Credit Union’s Board of Directors.

APR = Annual Percentage Rate      APY = Annual Percentage Yield