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Loan Rates
 
Sub Account Description   Annual Percentage
         Rate
2010 or Newer Auto   1.95% - 13.50%
2007 - 2009 Auto   2.50% - 15.50%
2002-2006 Auto   5.75% - 14.00%
RV, Motorcycle or Boat   5.75% - 16.00%
Collateral over 10 Years Old   9.00% - 16.50%
Signature   9.00% - 16.50%
Line of Credit   10.00% - 18.00%
Overdraft Protection   13.00%


Risk Based: The following disclosure applies to all sub accounts except the Overdraft Protection Line of Credit. The Annual Percentage Rate (APR) you receive will be within the range disclosed above and is based on your credit worthiness. Please ask us for the rate that you qualify for.

Green Vehicle Discount:  Purchase or Refinance a Hybrid/Electric Vehicle and receive a .50% Annual Percentage Rate (APR) discount on your auto loan rate.  Floor 1.95% APR

Member Loyalty Discounts:  You may be eligible for a rate reduction if you use qualifying services:

  • Existing Term Share Account
  • Money Market Account
  • Existing Loan or Paid Loan in the last 12 months
  • Active MasterCard for the previous 12 months
  • Payroll Deduction, Automatic Payment or ACH Payment on the new loan
  • eStatements
  • Bill Pay with at least 5 transactions in the previous 6 months 

Loan rates are effective 1/1/2012 and are subject to change at the Board’s discretion.





 

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government