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Loan Rates

Risk Based: The following disclosure applies to all sub accounts except the Overdraft Protection Line of Credit. The Annual Percentage Rate (APR) you receive will be within the range disclosed above and is based the term of the loan and your credit worthiness. Please ask us for the rate that you qualify for.

Green Vehicle Discount: Purchase or Refinance a Hybrid/Electric Vehicle and receive a .50% Annual Percentage Rate (APR) discount on your auto loan rate, subject to the floor rate.

Member Loyalty Discounts:  Members with 3 qualifying services will receive a .25% APR discount.  Members with 4 qualifying services will receive .50% APR rate reduction.  Rate discounts subject to the floor rate.

Maximum Loan Discount: 0.50%

Qualifying services include:

  • Existing Loan or Paid Loan in the last 12 months
  • Payroll Deduction, Automatic Payment or ACH Payment on the new loan
  • eStatements
  • Existing Term Share Account
  • Money Market Account
  • Active MasterCard for the previous 12 months
  • Bill Pay (checking account required) with at least 5 transactions in the previous 6 months 

Loan rates are effective 02/01/2018 and are subject to change at the Board’s discretion.

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