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Let stress melt away

with a Holiday Loan

 Borrow up to $5,000 for 15 months  as low as


*The Annual Percentage Rate (APR) you receive will be based on your creditworthiness and the term of the loan. Rates are subject to change at the Boardís Discretion.


Platinum MasterCard

 Platinum benefits with rates as low as 7.49%APR  

with No Annual Fee

Apply today!

Receive a gift with your application


Established in 1937 for the employees of Soil Conservation Service in Fort Worth, Texas, the credit union begins 80 years of serving NRCS Employees and their Family Members, NRCS Retirees, and Independent Contractors who regularly work in and support the Natural Resources Government Industry located in these states: 

Arkansas Illinois  Indiana Iowa Kansas
Louisiana Michigan Minnesota Missouri Nebraska
North Dakota Oklahoma South Dakota Texas Wisconsin

JOIN NOW and receive the benefits of membership:

  • Better Rates

  • Better Service!

  • Better Because YOU own it!

Unlike a bank, a Credit Union is a democratically owned and operated, not-for-profit, Financial Services Provider. We donít have stockholders looking for a return on their investment. Our members are the owners.


News & Information





as low as 


*rates shown include discount


RV, Boat, Motorcycle
as low as 


*rates shown include discount


Purchase or Refinance a 

"Green" Hybrid/Electric Vehicle 

and get an extra .50% reduction 

on your loan rate, subject to the floor rate.


*rates shown include up to .50% discount.  Annual Percentage Rate (APR) is based on credit worthiness and loan term.  Rates are subject the floor rate and subject to change at the Boards discretion.  



End of Year

Car Buying Tips


Set your budget

The monthly payment, with insurance & fuel costs, should not exceed 20% of your disposable monthly income

Research ownership costs

Have a good idea of what maintenance will be required & what it will cost

Check your vehicle trade-in value

Before heading to the dealership


...for the end of a model-year or end of the month; the best time to get a deal

Get pre-approved right now

Set up your financing in advance which will save you time and money

Check insurance rates

Before you buy

Be prepared to walk away

If you're not getting a good deal



Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government